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    Friscovania!

    Friscovania

    Join us October 21st from 4-9 pm at Toyota Stadium in Frisco for a family friendly Halloween extravaganza full of frights and fun.
    Designated the Mayor’s Safe Trick-Or-Treat Zone, Friscovania features a haunted carnival for kids, live music, entertainment and a wicked runway show with some of the biggest names in fashion. Proceeds from the event benefit City House. $10 Per Person, Children under 2 are free, Parking is free
    Click here for more info.

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    Fall Client Appreciation Event is here…Pies + Surprise!!

    Attention Clients!!! We are super excited to hug your neck at our annual Fall Client Appreciation Event! Please join us at Emporium Pies in Downtown McKinney.
    *November 11th
    *11 am – 1 pm
    *RSVP by Oct. 27th** to admin@gigleyrealestate.com
    We have PIE plus another SURPRISE we would love to give you as a thank you for being such amazing clients! Hope to see you there!!

    Happy Fall,
    Hannah and Jill

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    One Simple Rule for Your Mortgage

    One Simple Rule For Your Mortgage

    Here we are, the American Dream is in hand. We have the beautiful home with the proverbial white picket fence, 2.3 children, and our dream job. But then the reality hits you that you just financed your home for the next 30 years! While 30 year mortgages are commonplace and the vast majority of all mortgages are 30 year amortizations, you probably don’t see the balance going down much each month when you make your payment.
    Some have decided to change from a 30 year loan to a 15 year loan which flips the amount of principal vs. interest being paid each month in favor of the principal (loan balance) instead of the interest. We do many of these loans for people who have settled into their home and have evaluated their finances after a period of experiencing the costs and benefits of homeownership.
    But in lieu of having to be chained to the 15-year payment, you can take control of your mortgage payoff by just contributing 1 extra payment per year to your loan. You can do this all in one lump sum or you can spread it out over all 12 months, it’s up to you. If you started doing this when you first got your loan, you would take 7.5 years off your mortgage. So instead of a 30-year payoff, you could be done in 22.5 OR if you made 2 extra payments per year you would have an 18 year mortgage instead of a 30.
    My advice would be to sit down with your spouse and evaluate your goals for retirement, your current savings rate and your current monthly budget to see if this is something that is right for you. And if you have any questions, please feel free to reach out to me.
    Thanks!
    Brooks

     

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    Fall Home Buying

    Fall is here!!! As a buyer’s agent I often get the question “Is fall really a good time to buy a home?” It’s a legitimate question. Spring and summer get the title of being “the best” time to buy a home and fall is usually thought of as the “slow season” where everyone gets ready for the holidays. But guess what? Fall is not only a great time to buy a home, it may be the best season to buy a home. Besides the obvious perks of looking at homes in cooler weather, here are the reasons why: 1. Based on an analysis of more than 30 million home sales over the last 16 years, people who bought in October paid 2.6% below estimated market value. 2. There is less competition in the fall. Most summer buyers have already found a home so that means less competition for the available homes on the market. 3. A lot of sellers who put their home on the market in the fall are needing to sell, which can help negotiations for the buyer. 4. Closing on a home before the end of the year can also give you year-end tax credits including closing costs, property taxes and mortgage interest. 5. Buying in the fall can be a benefit if your future home needs appliance upgrades. Retailers typically have big appliance sales at the end of the year.
    So….if you think you are ready to make the move….let’s grab some pumpkin lattes and go look at some amazing properties!
    Happy Fall Ya’ll!
    Jill Lee

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    Real Estate Happenings

    Happy September!

    Fall in real estate is looking good in the DFW metroplex with buyers and sellers abundantly listing and purchasing properties. We saw a bit of a slow down over the summer in comparison to the last three years, with an increase in inventory that left some sellers wondering if they had priced their homes too high. Buyers are enjoying having more choices while sellers are having to deal with the reality that there is more competition out there, and with more competition comes more reasonable price points. The luxury market has definitely picked up the pace in the DFW metroplex and has proven to be a fun sweet spot to be in as a real estate agent for the last six months. Luxury homeowners have seen less days on market and have been excited to have more traffic through their listings than what we have seen in recent years. Homeowners in the $400-$600k price point have definitely seen the competition though – I can’t stress how important it is to be priced perfectly in this price point in order to get your home sold. Inventory in this price point is at a 4 year high leaving some sellers to scratch their heads at this “booming” market while their home sits and sits for days on end. It’s simple- price your home right, compare it to everything else in your city (not just your neighborhood), look at the age of homes, along with square feet, ask to see Days On Market for homes similar to yours and see the reality of a changing market. Then, listen to your agent- a good agent really does have your best interest at heart!

    Enjoy the fall! I hope to see you November 11th at our Client Appreciation event.
    Living and Loving Life,
    Hannah Gigley

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    Oktoberfest

    A Three Day Festival

    Friday, September 22, 4 to 11 p.m.

    Saturday, September 23, 10 a.m. to 11 p.m.

    Sunday, September 24, Noon to 5 p.m.

    Where: Historic Downtown McKinney
    Admission: Free

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    Watters Creek

    Grab your blanket and sit on the green or enjoy patio dining Alfresco as Concerts by the Creek returns beginning Saturday September 2nd at 7:00pm!

    The Line Up

    September 23rd- String Theory (Irish Folk Music)

    September 30th- Andrea Dawson Band (Jazz/Blue)

    October 7th- Havana NRG (Latin Fusion)*

    Heritage Ranch Susan G. Komen Team(Music Makes a Difference Partner)

    October 14th- All Funk Radio (Motown/R&B)

    October 21st- Rockestra (Symphonic Rock)

    October 28th- Infinite Journey (Journey Tribute Band)

    *First Saturdays of the month are Music ‘Makes a Difference’ nights in support of a local charity.

    CONCERT TIPS AND GUIDELINES
    Blankets are allowed for comfortable seating. All other outdoor chairs must sit to the side or back of the lawn so as not to block the view of another guest. Due to restaurant support of this event coolers with outside food/beverage are not permitted on the Green. You are welcome to bring to-go orders from Watters Creek restaurants. Alcohol is not permitted. Animals are not allowed on the green. We suggest you arrive 15 minutes prior to the performance. The schedule is subject to change.
    Click here for website.

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    Are You Ready For Some Football?

    For all you football fans…take a look at the NFL schedule and plan your weekends accordingly! central_time_zone

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    Just Listed- 2115 Jason Circle, Sherman

    JUST LISTED!! Charming 4 bedroom, 3 bathroom one-story home in the quiet subdivision of Turtle Creek. Enjoy the corner lot with large side yard, mature trees, circle drive and quiet cul-de-sac! The light and bright, updated kitchen has lots of cabinets and counter space, a brand new microwave, tiled backsplash and an eat-in breakfast bar. Huge living room has built-in shelves, high ceilings and a wood-burning brick fireplace with gas starter. There are tons of updates, great storage, huge utility room, spacious bedrooms, second living area or game room with door to the backyard, formal dining room with tray ceiling and more! Large backyard, covered patio, in-ground basketball goal, storage shed and sprinkler system! Great location just walking distance from the Fairview Park trails, The Splash and Fairview Park. Quiet, peaceful living just 5 minutes from Town Center and downtown Sherman.
    Click here to tour.

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    3 Crucial Reasons You Should Buy A Home Before 2017 Ends

    If you’re still debating whether or not to buy the house you’ve always wanted, consider the following to help you make an informed decision about the right time to do that.

    Interest rates have begun to rise and will likely climb higher. Inventory is low and could shrink more. And home prices? Well, home prices are increasing—and they’re not predicted to fall any time soon.

    Lisa Kaplan Gordon is an award-winning writer who’s covered real estate and home improvement for realtor.com, Yahoo, AOL, and many others. To read her article in full about why you should buy in 2017, click here.

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    Farmhouse Style

    Liz Marie has created the most beautiful farmhouse style home. She has thought of absolutely everything and in this post she breaks it all down for those of you who would like to have a little farmhouse style added to your home.

    She focuses on decor items and simple additions that can make such a difference in the aesthetic of your home. She definitely has a keen eye for detail and her tips will definitely have you on your way to a farmhouse style home of your own.

    The only problem will be choosing which project to tackle first. I am loving that card catalog… it is hands down my favorite piece in her home.

    Click here for many more fabulous ideas!

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    DIY Floating Cooler

    Check out this super easy and inexpensive DIY project to keep your pool drinks cold and easily accessible. All you need is a bucket, a pool noodle, and some rope. Check out this link to see step-by-step instructions. Happy floating!

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    Back to School Teacher Gifts

    This Back-to-School Teacher Survival Kit is full of what teachers need to get through that first week of school — Sharpies, hand sanitizer, caffeine, and chocolate! Free printable tags make this an easy, thoughtful teacher gift!
    For more gift ideas, click here.

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    Tax-free Weekend

    Calling all savvy back-to-school shoppers! Texas’ Sales Tax Holiday runs from August 11-13, 2017.

    The annual event exempts retailers from collecting sales tax on apparel, footwear, school supplies and backpacks priced under $100, a savings of about $8 for every $100 spent on eligible purchases.

    Most standard items of clothing are tax-exempt, including dresses and blouses to jeans and button-down shirts.

    Shoppers are, however, required to pay sales tax on most jewelry and accessories and on footwear and apparel designed for specialized uses, like athletic cleats, roller blades, baseball gloves and welder aprons. Click here for a full list of qualifying tax-free clothing, footwear and other items.

    Almost all standard school supplies are tax-exempt, including paper, folders, journals, pens, pencils and calculators. Click here for a full list of school supplies.

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